Lopay

The UK's lowest cost, highest rated payment app.

Lopay gives you more control, more rewards, and instant access to the money you earn.

Join 40,000+ businesses already using Lopay.

Trustpilot

Less than half the price of SumUp, Zettle & Square.

Join Lopay for as little as 0.79% and offset your fees to 0% via the Lopay Card made for your business expenses.

Lopay app showing fee-free savings and instant payouts

Boost your business with Lopay

Discover why 1000s of businesses are switching to Lopay and making us the highest rated payment app on Trustpilot, Apple Store and Google Play.

Customer paying with Tap to Pay on iPhone in a coffee shop

Fast and secure payments

Take payments with our Lopay Card Reader, Business Terminal or with Tap to Pay using just your phone. No matter how you want to take payments, we'll keep your customers coming back for more.

Hand holding the Lopay Card

Reduce your card processing fees to 0%

Start earning more with every sale. Take payments from just 0.79% with our Essential Account or spend via your Lopay Card to enjoy 0% processing fees and instant access to your funds. Lopay puts you in control.

Lopay app showing instant withdraw money screen

Instant access to the money you earn

You shouldn't have to wait to get your money. Instant, Next Day or Weekly, you decide. Our range of flexible payout schedules and our instant access Lopay Card always keep you in control. Switch to a simple, flexible solution that grows with you.

Barber holding phone with Lopay Point of Sale

More than just payments

Whether you need a Point of Sale, Team management, Lopay Card or Reports, or just want to take payments, we've got a whole host of features to help your business grow.

Get £1,000 fee-free processing.

Start taking payments in minutes and reduce payment costs from day one.

Referral privacy. The business that referred you may be able to see your payment processing progress for reward purposes, but will never see your customer, payment or account information.
  1. 1Download Lopay

    Create your account in minutes with no paperwork or contracts.

  2. 2Start taking payments

    Use Tap to Pay on your phone or order a Lopay card reader.

  3. 3Unlock £1,000 fee-free

    Reduce your payment costs from your very first sales.

Ready to give it a try?

The Lopay app is free to download, with no upfront fee, no contracts, commitments or monthly fees when you sign up. Take a look around the app to see what Lopay can do for your business!